Term Life Insurance

Term Life insurance offers financial protection for a specified period of time, known as the term. Term policies typically provide coverage for one, five, 10, 15, 20 or 30 years, or until a specific age (for example, 65).

Universal Life Insurance

Universal Life insurance is a hybrid policy that combines a death benefit with an investment component.

Variable Life Insurance

Variable Life insurance combines a death benefit with a savings account or cash value that can be invested in stocks, bonds and money market mutual funds.

Whole Life Insurance

Whole Life insurance remains in force during the entire lifetime of the policyholder and offers a guaranteed death benefit as well as a guaranteed cash value.